Lease

Here are the benefits for the LESSEES:

In operating lease, the lessee includes the following in the costs of obtaining income:

  • Initial payment
  • Lease instalments
  • Operating costs
  • Insurance costs
    Payment amounting to the residual value of the leased asset

OUR FEATURES:

  • Sound financial foundations, funding safety
  • Individual customer service
  • We act in a robust manner and effectively reach the customer and take care of all the formalities on his/her premises.
  • Practical knowledge of the market of agricultural machines and the specific profiles of customers on this market
  • Procedures tailored to the financial capacity of farmers and farms (we will adjust the schedule of payments to match the seasonality of your revenue)
  • Minimum requirements for supporting documents necessary for the conclusion of the financial agreement (lease or loan).
  • We accept faxed documents.
  • Flexible approach to customers, possibility to devise individual funding programmes.
  • Adjustment of the schedule of payments to match the seasonality of agricultural production cycle – monthly, quarterly, biannual or annual instalments.
  • Funding of used machine operation on favourable financial conditions and according to individual payment programmes.
  • Excellent knowledge and practical know-how concerning the reliance on EU financial support – ENRD programmes.

Here is what we have t offer:

  • Currency of transactions: PLN
  • Funding period from 12 to 84 months
  • Initial payment (IP): from 0% of the machine value
  • The machine is the only guarantee (no mortgage required)
  • Minimum of formalities (same as upon the application for a subsidy)

OPERATING LEASE (with security deposit):

  • The funding party depreciates the leased asset
  • Funding period from 36 to 84 months
  • Initial payment starting from 0%
  • Residual value: accumulated in accordance with the applicable tax law
  • Fixed, decreasing or seasonal instalments
  • Fixed or variable interest
  • Funding in PLN
  • The deposit submitted does not diminish the value of the machine, upon conversion into a loan a higher subsidy from ARMA may be pursued.

FINANCIAL LEASING:

  • The beneficiary depreciates the leased asset.
  • Funding period from 24 to 84 months
  • Initial payment starting from 0%
  • Residual value: accumulated in accordance with the applicable tax law
  • Fixed, decreasing or seasonal instalments
  • Fixed or variable interest
  • Funding in PLN