Lease
Here are the benefits for the LESSEES:
In operating lease, the lessee includes the following in the costs of obtaining income:
- Initial payment
- Lease instalments
- Operating costs
- Insurance costs
Payment amounting to the residual value of the leased asset
OUR FEATURES:
- Sound financial foundations, funding safety
- Individual customer service
- We act in a robust manner and effectively reach the customer and take care of all the formalities on his/her premises.
- Practical knowledge of the market of agricultural machines and the specific profiles of customers on this market
- Procedures tailored to the financial capacity of farmers and farms (we will adjust the schedule of payments to match the seasonality of your revenue)
- Minimum requirements for supporting documents necessary for the conclusion of the financial agreement (lease or loan).
- We accept faxed documents.
- Flexible approach to customers, possibility to devise individual funding programmes.
- Adjustment of the schedule of payments to match the seasonality of agricultural production cycle – monthly, quarterly, biannual or annual instalments.
- Funding of used machine operation on favourable financial conditions and according to individual payment programmes.
- Excellent knowledge and practical know-how concerning the reliance on EU financial support – ENRD programmes.
Here is what we have t offer:
- Currency of transactions: PLN
- Funding period from 12 to 84 months
- Initial payment (IP): from 0% of the machine value
- The machine is the only guarantee (no mortgage required)
- Minimum of formalities (same as upon the application for a subsidy)
OPERATING LEASE (with security deposit):
- The funding party depreciates the leased asset
- Funding period from 36 to 84 months
- Initial payment starting from 0%
- Residual value: accumulated in accordance with the applicable tax law
- Fixed, decreasing or seasonal instalments
- Fixed or variable interest
- Funding in PLN
- The deposit submitted does not diminish the value of the machine, upon conversion into a loan a higher subsidy from ARMA may be pursued.
FINANCIAL LEASING:
- The beneficiary depreciates the leased asset.
- Funding period from 24 to 84 months
- Initial payment starting from 0%
- Residual value: accumulated in accordance with the applicable tax law
- Fixed, decreasing or seasonal instalments
- Fixed or variable interest
- Funding in PLN